U.S. District Court for the District of Maryland, Civil Action No. 1:16-cv-03938-SAG (the “Lawsuit”)
The Court has preliminarily approved a class action settlement in the lawsuit. If you were a borrower or co-borrower on a residential mortgage loan from, brokered, or originated by Eagle National Bank (“ENB”) and/or Eagle Nationwide Mortgage Company (“ENMC”) that was closed by Genuine Title, LLC (“Genuine Title”) between January 1, 2007 and January 31, 2011, you may be eligible for benefits under the Settlement.
| Your Legal Rights and Options in this Class Action | |
|---|---|
| SETTLEMENT CLASS MEMBERS NEED NOT MAKE A CLAIM | If the Court gives final approval to the Class Action Settlement and after all potential appeals are exhausted, Settlement Class members will be eligible to receive the Settlement Benefits (described below) without submitting a claim. Anticipated payment date: approximately 75 days after the Settlement obtains Final Approval and the approval of the Settlement is upheld on appeal (if any are filed). |
| IF YOU WISH TO BE EXCLUDED FROM THE CLASS | This is the only option that allows you to retain your rights to independently sue about the claims in this Lawsuit. In order to exclude yourself from the Settlement, you must follow the procedure described below and mail your Request for Exclusion to the Settlement Administrator at: Eagle – Genuine Title Class Action Litigation, The Casey Group, PO Box 201, Lightfoot, Virginia 23090-0201 no later than the Exclusion Deadline of April 27, 2026. A separate request for exclusion should be completed and timely mailed for each person or entity electing to be excluded from the Class. Co-borrowers on a loan must both submit a valid, timely request for exclusion to be excluded from the Class. |
| IF YOU WISH TO OBJECT TO THE SETTLEMENT | You may write to the Court about why you object to (i.e., don’t like) the Settlement and think it should not be approved. You must follow the procedure described below for objecting to the Settlement and file your written objection with the Court at U.S. District Court for the District of Maryland, Northern Division, 101 West Lombard Street, Baltimore, MD 21201. You must also mail copies of your written objection to Class Counsel, and Counsel for Defendants at these addresses:
Class Counsel: Michael Paul Smith, Esq. Smith, Gildea & Schmidt, LLC 600 Washington Avenue, Suite 200 Towson, MD 21204 Counsel for Defendants: Brian L. Moffet, Esq. Michael B. Brown, Esq. Miles & Stockbridge P.C. 100 Light Street Baltimore, MD 21202 |
| IF YOU WISH TO ATTEND THE “FINAL FAIRNESS HEARING” ON THE SETTLEMENT | The Court will hold a “Final Fairness Hearing” on June 25, 2026, to consider the Settlement, Class Counsel’s request for attorneys’ fees and expenses, and the Class Representatives’ request for service awards. You may, but are not required to, speak at the Final Fairness Hearing if you have filed a timely written objection with the Court. If you intend to speak at the Final Fairness Hearing, you must state your intention to do so in your written objection. |
| IF YOU DO NOTHING AND ARE A SETTLEMENT CLASS MEMBER | If you do not timely exclude yourself from the Settlement and the Court gives final approval to the Settlement at or after the Final Fairness Hearing, you will not be able to file a lawsuit for the Released Claims under the Settlement, but you will still be eligible to receive the Settlement Benefits. |